Disclaimer

1. Educational Purposes Only

All content, calculations, reward models, and reviews published on CardVault India ("the Site") are provided strictly for educational and informational purposes. The Site acts as an aggregator of publicly available credit card data and personal commentary.

2. Complete Denial of Financial Responsibility

The owner, authors, and operators of this Site are not financial advisors, banking officials, or certified tax professionals.

• Any calculations shown (such as estimated annual value or reward points) are purely theoretical simulations based on mathematical models. They are not guaranteed outcomes.
• We assume absolutely zero liability for any financial decisions you make based on the information provided on this Site.
• If you apply for a credit card, incur debts, face application rejections, or experience reductions in your credit score, you accept that you do so entirely at your own risk.

3. Information Accuracy & Volatility

The Indian credit card landscape is highly volatile. Banks constantly devalue reward structures, alter lounge access limits, and change fee waiver conditions—often without any public warning. While we strive to update the Site promptly, we explicitly disclaim any responsibility for outdated, missing, or factually incorrect information. You must independently verify all features and fees on the official bank's website prior to taking any action.

4. Affiliate Disclosure

CardVault India may participate in affiliate marketing programs. This means we may earn a commission if you click on a link to a credit card application and get approved. This comes at absolutely no additional cost to you.

However, our affiliate relationships do not influence our editorial integrity. We do not guarantee approval for any credit card applications, as bank approvals are solely subject to the internal policies and credit underwriting of the issuing institution. We accept no liability if your application is declined.