Avios Visa Infinite
Base Rate
0.75%
Forex Markup
1.5%
Joining Fee
₹40,000
Milestones
1
💳 Fee Structure
🧮 Reward Calculator
Monthly Spending Breakdown
Net Annual Value
-₹1,225
After ₹10,000 annual fee deduction
Base Rewards
₹8,775
Forex Net
+₹0
Milestones
₹0
Milestone Progress
Earn 25,000 bonus Avios (worth ₹37,500) upon spending ₹8L annually
Spend ₹8L annually
📝 Detailed Review
The CardVault Verdict
The IndusInd Bank Avios Visa Infinite Credit Card is a premium travel-focused card designed for frequent international travelers who loyalty-hop between Qatar Airways and British Airways. Its standout feature is earning direct Avios combined with a discounted 1.5% forex markup at your selected preferred international destination. However, the high ₹40,000 joining fee and the lack of an annual fee waiver make it a costly commitment, and its low base earn rate (1 Avios per ₹200) limits its effectiveness for general domestic spending.
Who Should Apply?
This card is ideal for frequent flyers of Qatar Airways or British Airways who travel regularly to a specific international region and want to accumulate Avios directly while enjoying lounge benefits and premium airport assistance. If you prefer cash back or multi-partner travel points, other super-premium cards offer better value.
Lounge Access
Unconditional Access
No minimum spend required to unlock lounge visits.
Visits / Year
16visits
Supported Networks
Additional Notes
2 domestic lounge visits per quarter, plus Priority Pass membership with 2 international lounge visits per quarter.
🔄 Transfer Partners
Qatar Airways Privilege Club [1:1]
airline
British Airways Executive Club [1:1]
airline
⚖️ Pros & Cons
✓Pros
- •Co-branded card earning direct Avios for Qatar Airways and British Airways Executive Club
- •Discounted 1.5% forex markup at your selected preferred international destination
- •20,000 welcome bonus Avios and complimentary Qatar Airways Privilege Club Gold Tier status
- •Accelerated 6 Avios per ₹200 spent at preferred international destination
- •Complimentary meet-and-greet services at international airports
- •Generous milestone bonuses (up to 25,000 Avios annually)
- •Priority Pass membership with 8 complimentary international lounge visits per year
✗Cons
- •Extremely high joining fee of ₹40,000 (+ GST)
- •No annual fee waiver threshold available
- •Standard 3.5% forex markup applies to all other international destinations
- •Low domestic base earn rate of 1 Avios per ₹200 (0.5% rate)
Historical Changes
Track record of card modifications
Clean Track Record
No devaluations recorded — this card has maintained its value proposition consistently.